Category: Personal Finance

Budgeting is difficult, but it’s become even more important in recent months as the coronavirus pandemic has led to major economic changes and caused millions of Americans to lose their jobs. Knowing how much money you have coming in and where you spend it every…

There are plenty of opportunities for credit card holders to earn cash back on their everyday spending. Sometimes you might even get emails from your credit card issuer telling you about offers. The benefits are obvious — why not earn as many rewards as possible?…

Black Friday is just around the corner. If you’re wondering how much do you really save during this shopping extravaganza, you’re not alone. The key is to write a list of smart things to buy on Black Friday and shop around for the best deal….

Setting and following a budget is critical to your long-term financial success. Without this, you’re simply hoping for the best in regards to both spending and saving. While it’s important to create a budget and save money, it doesn’t mean you can’t still enjoy life….

If you’re looking to get a handle on your finances, getting your credit card debt under control will go a long way. But how do you prioritize what credit card debt to pay off first? And what if you have other, more significant debt? How…

Does credit card debt forgiveness mean your debt is erased with no consequences? No, in fact, thinking that your entire debt will be wiped without it affecting you might get you in trouble–there are a lot of scammers out there. That being said, it is…

Meal delivery vs. grocery shopping. It’s a battle of the titans with the winner grabbing hold of a large part of your budget. While you can certainly go with a combination of both options, it’s important to understand how meal delivery and grocery shopping compare,…

Consumers, it seems, sometimes have a love-hate relationship with credit scores. On the one hand, they love high credit scores and are often fanatical about doing what’s necessary to increase them. But on the other hand, they’re often not so happy about the influence credit…

Gone are the days of managing your money with nothing more than a pen and piece of paper. Online money management platforms — such as Unifimoney — have changed the game forever. Even though Unifimoney is a new premium digital money management platform, it’s picking…

Spreadsheet lovers rejoice! Microsoft is launching its “Money in Excel” feature that will help you tackle your personal finances and track your budget using spreadsheets. In essence, it’s a template and add-in that will help you connect to your financial accounts–think bank, credit card and…