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Money in Excel: A Fair Replacement For Your Budgeting App?
Spreadsheet lovers rejoice! Microsoft is launching its “Money in Excel” feature that will help you tackle your personal finances and track your budget using spreadsheets. In essence, it’s a template and add-in that will help you connect to your financial accounts–think bank, credit card and…
How you can help stop the debt trap
Payday loans are scary. And frankly they’re not just scary, they should also be illegal. Payday loans trap Americans, especially lower-income Americans, in a cycle of debt that could take years to get out of. What happens when you have a family to feed? Or…
The Trap of No Credit: Is It Worse Than Bad Credit?
Your credit score can pose a financial dilemma. Having bad credit means you have a credit record, but you’ve made some mistakes and it doesn’t look good. Having no credit means you do not have an existing credit record. If you fall into the latter…
Earnin App Review: A Legit Payday Loan Alternative?
Adulting can be hard. Between filing our taxes by April 15 each year, balancing our budget and having enough to pay the bills, it can seem daunting. Sure, it’s great to be able to be paid twice a month (or however often you get your…
Deposits and Withdrawals: Do Banks Entice You Into Overdraft Charges?
There actually is not any must pay many financial institution charges – in concept it’s simple to keep away from overdraft charges by ensuring you have the funds for in your account. Nevertheless, many nationwide banks observe predatory behaviors, notably with these precise sorts of…
10 Methods to Enhance Your Human Capital
There’s one thing satisfying about taking a look at your financial institution assertion–at the least, that’s true when your steadiness is optimistic. It’s a definitive, measurable quantity that allows you to know the place you stand at a easy look. The underside line is a…
Why and The right way to Keep away from Chapter: Methods to Keep away from Chapter
Earlier than asking your self the best way to keep away from chapter, decide whether or not you actually should. Simply since you’re in a dire state of affairs financially doesn’t imply you need to throw within the towel. The truth is, there are many…
20 Issues to Do With $1,000 Proper Now
All of the sudden have a slew of additional spending cash? Earlier than you head out on a spontaneous buying spree, take into account these 20 issues you are able to do with it as a substitute. It’s not typically you come throughout an additional…